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College Funding Program
Discount
Medical Benefits
Unique
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45 million Americans have
no insurance at all and 75 million are underinsured. We do not want our
members to be in either group. The Club members medical benefits plan is
NOT insurance, but, with over a million provider sites nationwide, it is
the biggest medical discount program in the entire country. It provides
for deep discounts on medical services for the entire family regardless of
pre existing conditions! That includes Dad and Mom, both sets of
Grandparents, and all children living at home regardless of their ages.
There are three plans for Club members. The first plan is for those who
are underinsured and consists of Dental, Hearing, Prescription, and Vision
(including one free eye exam.) This plan is called our Silver Plan.
For only $79 per year (less than 22 cents per day) you can get deep
discounts on all these services for your entire family. If you add doctors
visits, surgery, hospitalization, lab and X-ray work, Alternative Care, 24
Nurseline, Home health care, Long term care, Chiropractic, Medical
Supplies and Equipment, and even vitamins and nutrition's, you have what
we call our Gold Plan. For only $365 per year ($1
per day) you can add everything in the Silver plan to all of the extras
listed immediately above and get deep discounts on all these services for
your entire family. We have a third program we called our Platinum Plan.
This is a wrap around catastrophe insurance plan for Club members ONLY.
For the Wraparound program. Click Here. To Apply,
Click here To Find a provider,
Click Here
With the cost of hospital and nursing home care continuing to
soar, many people prefer the option of "in-home" professional
care. Under this program, you receive savings up to 20% and can
select from a wide range of skill categories such a RNs, LPNs,
nursing assistants, therapists, home health aids and personal
assistants.
Specialists
in the Home Nursing Care network include:
Registered
Nurses
Licensed Practical Nurses
Licensed Vocational Nurses
Physical Therapists
Speech Therapists
Occupational therapist
Enterostomal Therapists
Medical Social Workers
Nutritionist
Home Health Care Aides
Personal Care Aides
Homemakers
Newborn Early Discharge
Home
Care Specialists
Unique programs
to assist in highly specialized area, such as:
Home
Infusion Therapy
At-Home Mental Health
Geriatric Health
Aids Home Management
High Risk Infant Care
New Mom's Program
Live-In Companion Service
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 | Thousands of Nurses |
 | Save up to 20%
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The nation's largest national health savings network with participants
including 320,000 physicians, 3,500 hospitals, plus 11,000 ancillary
service providers including laboratories, radiology facilities,
home healthcare and mental health services offer savings of 10-40%.
You choose the service provider or facility that best meets your
needs. No forms or referrals are required. This program is especially
effective for those having high deductibles, using out-of-network
providers or having no health coverage. Strict licensing and credentialing
of every provider.
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 | 3,500 Hospitals |
 | 320,000 Physicians |
 | 11,000 Ancillary Facilities |
 | Save up to 40% |
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Need medical assistance in the middle of the night? Need healthcare
advise on your children or elderly parents? Need detailed information
on specific health conditions? Here is the answer. Experienced
RNs offer information 24 hours/day to assist you in making the
correct choice for your health situation, i.e., minor or urgent
health situations, medications, treatment options and self-care
tips. Plus, access over 1,100 recorded messages from the audio
health information library or obtain information on-line including
reference/research data, news articles, live sessions or set up
your own personal health profile.
Aging
AIDS
Allergies
Alzheimer's
Arthritis
Back Pain
Bones
Cancer
Child Health
Circulation
Common Illnesses
Coronary Disease
Cosmetic Surgery
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Dental
Diabetes
Emergencies
Fitness
Foot Care
General Health
Infectious Diseases
Medications
Migraines
Nervous System
Smoking
Sleep Problems
Vision
Weight Control
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 | 450 RN's, Counselors,
and Specialists |
 | 1,100 Audio Health
Messages |
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Retail Pharmacy
Save
up to 25% on prescription needs*, including full family coverage
at no additional cost. Receive immediate savings on all your prescriptions
by simply selecting a participating pharmacy, presenting your
card and paying the discount. All prescriptions are monitored
for drug interactions to assist in the safe use of medications.
Accepted at over 45,000 major chain and independent pharmacies
nationwide.
*Sometimes pharmacies offer loss leader
pricing on certain prescriptions which may be lower than the CARExpress
price - you will always receive the lower price.
Mail Order
Pharmacy
For
additional savings on maintenance medications, use our easy-order
mail order service. You will receive the same high quality service
including monitoring for drug interactions plus extensive information
on the proper use of each prescription. Your savings can range
up to 50% and your prescription will be delivered to your home
in confidence.
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Save up to 60% off the retail cost of eyewear and contact
lenses for every member of your family through our national network
of participating providers including Pearle Vision*, Sears Optical,
JCPenney Optical, Target Optical and thousands of independents.
Not only will you receive significant savings on eyewear but Laser
Vision Correction (Lasik) is also included in this program.
The Mail Order Contact Lens Replacement Program brings you even
bigger savings plus shop-at-home convenience. **Some
Pearle Vision franchisees do not participate.
90% of people
age 45 years and older wear corrective lenses
103.6 million
visits are made each year to obtain eyewear
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 | 6,000 Providers |
 | Save up to 50% |
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Through our national network of 18,000 dentists, save up to 70%
off dental services through participating dentists as well as
specialists including orthodontists, periodontists and oral surgeons.
Participating providers are credentialed and adhere to the prevailing
fee schedule for their area.
Specialists offer 20% savings off their usual and customary charges.
Dental insurance
payments totaled over $22 billion in 1995
$42 billion was spent
nationally on dental care in 1995
Over 35% of all dental
charges are spent on restorative services
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 | 18,000 Dentists |
 | Save up to 70% |
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Over 200,000 medical supply and equipment items are available
at savings up to 50% off retail. The wide range of product lines
include arthritic and bathroom aids, respiratory, ostomy, urologic,
wound care, wheelchairs, walkers, etc. Most major brands included:
J&J, Kimberly-Clark, Kendall, Bard and more.
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 | 200,000 Products
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 | Save up to 50% |
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Today more than ever, people are concerned about their health
and preventive care seems to be the key. Through our national
network of holistic, complementary and alternative health providers,
members receive savings of 20%-50% on a wide range of over 30
modalities of care including acupuncture, aromatherapy, biofeedback,
herbology, homeopathy, massage, naturopathic physicians, pain
management, reflexology, reiki, yoga and much more.
 | Acupuncture
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 | Accupressure
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 | Aromatherapy
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 | Bach
Flower Remedies |
 | Biofeedback
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 | Bodywork
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 | Chiropractic
Clinical Hypnosis |
 | Fitness
Training |
 | Holistic
Dental Services |
 | Guided
Imagery |
 | Herbology
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 | Holistic
Medicine |
 | Homeopathy
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 | Iridology
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 | Kinesiology
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 | Massage
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 | Meditation
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Natural Foods |
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 | NLP
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 | Naturopathic
Physicians |
 | Nutritional
Counceling |
 | Nutritional
Medicine |
 | Nutritional
supplements |
 | Organic
Foods |
 | Oriental
Bodywork |
 | Pain
Management |
 | Phychiatry
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 | Psychotherapy
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 | Qi
Gong |
 | Reflexology
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 | Reiki
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 | Shiatsu
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 | Sports
Injury |
 | Tai
Chi |
 | Therapeutic
Touch |
 | Yoga
|
 | etc.
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 | 5000 Providers |
 | Save up to 40% |
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With the cost of hospital and nursing home care continuing to
soar, many people prefer the option of "in-home" professional
care. Under this program, you receive savings up to 20% and can
select from a wide range of skill categories such a RNs, LPNs,
nursing assistants, therapists, home health aids and personal
assistants.
Specialists
in the Home Nursing Care network include:
Registered
Nurses
Licensed Practical Nurses
Licensed Vocational Nurses
Physical Therapists
Speech Therapists
Occupational therapist
Enterostomal Therapists
Medical Social Workers
Nutritionist
Home Health Care Aides
Personal Care Aides
Homemakers
Newborn Early Discharge
Home
Care Specialists
Unique programs
to assist in highly specialized area, such as:
Home
Infusion Therapy
At-Home Mental Health
Geriatric Health
Aids Home Management
High Risk Infant Care
New Mom's Program
Live-In Companion Service
|
  |
 | Thousands of Nurses |
 | Save up to 20%
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Eldercare costs are soaring as are the varying care requirements
for our aging population. Here is a way to seek the quality care
you need for you and your family members at significant savings.
CARExpress providers
include Skilled Nursing Facilities, Assisted Living Facilities,
Respite Care and Home Health Care creating a comprehensive network
offering savings averaging 15%, reducing your monthly cost. Uniquely,
this benefit covers not only your immediate family but also your
parents and in-laws! Plus, this unique program offers you two
additional services: Eldercare Coordination and Eldercare Information
and Referral Line.
Eldercare Coordination
offers a wide range of professional guidance/resources to adult
children and their parents for arranging or monitoring eldercare.
The Helpline offers assistance through professional counselors
on long-term care issues.
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 | 4,000 Nursing Care
/
Assisted Living Facilities |
 | Save up to 20% |
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Over 35 million people
are over age 65
80% of eldercare
is provided by a family member, of which 66% are employed
Companies lose an
average $3 billion per year due to eldercare
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Hotel/Motel
Choose from over 3,000 hotels, motels and resorts across the
United States and abroad and receive savings of 50% off the room
rack rate. Participating hotels include Marriott, Holiday Inn,
Ramada, Omni, Days Inn, Best Western, Econo Lodge and Sheraton.
Golf Passport
With your choice of over 1,500 golf courses and 450 golf resorts
throughout the U.S. and abroad, this program brings you two FREE
rounds of golf at each golf course or a discount as listed in
the directory plus additional savings on golf packages/room rates
from participating resorts.
Free
Benefits to Members
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CARExpress Family Savings Example |
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Mom 42, Dad 49, Son 18, Daughter 14, Grandmother 75 |
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Benefit |
Retail Cost
|
CARExpress
|
Savings
|
|
Prescription |
$1,630
|
$1,160
|
$470
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Vision Care |
$680
|
$360
|
$320
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Hospital |
$12,500
|
$8,125
|
$4,375
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Doctor/Diagnostic |
$1,100
|
$660
|
$440
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Dental Care |
$3,255
|
$1,953
|
$1,302
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Long Term Care |
$35,600
|
$30,580
|
$5,020
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Annual Savings =
$11,927 |
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Dental Care
Savings Example |
|
Service |
Retail Cost
|
CARExpress
|
| Periodic Oral Exam |
$35
|
$15
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| Prophylaxis Adult
|
$60
|
$34
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| Amaigam-1 Surface |
$75
|
$43
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| Root Canal, Anterior |
$335
|
$258
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| Complete Denture, maxillary |
$750
|
$580
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| Orthodonic Treatment,
Adolescent |
$3,800
|
$2,500
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32% Average Savings
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Vision Care
Savings Example |
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Service |
Retail Cost
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CARExpress
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| Frames |
$90
|
$45
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| Frames |
$150
|
$97
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| Single Vision Lenses
|
$56
|
$30
|
| Bifocals |
$87
|
$50
|
| Scratch Resistant Coating
|
$21
|
$12
|
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41%
Average Savings |
| Prescription
Savings Example |
|
Benefit |
Retail
Cost
|
CARExpress
|
|
Allegra, 60 mg/30 tabs |
$40.31
|
$35.69
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Augmentin, 250 mg/30 tabs |
$75.28
|
$68.66
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Calan SR, 120 mg/30 tabs |
$40.99
|
$36.33
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Lipitor, 20 mg/30 tabs |
$98.60
|
$90.63
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Cipro, 500 mg/30 tabs |
$150.50
|
$139.55
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Lozol, 2.5 mg/30 tabs |
$35.52
|
$31.18
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Prilosec, 20 mg/30 tabs |
$123.94
|
$114.52
|
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Vioxx, 50 mg/30 tabs |
$113.11
|
$104.31
|
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Xanax, .25 mg/30 tabss |
$31.42
|
$27.31
|
|
20%
Average Savings
|
To Apply, Click here To Find a provider,
Click Here
| |
College Funding Program
Discount
Medical Benefits
Unique
Products
Free
Electricity
Direct Discount Shopping
Overview
Direct
Discount Shopping
(Members Only)
Plan for Free Electricity
"For Those Who Have Ears to Hear
Unique Products Price List, Click Here
Video Tapes and
Literature
|